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The Hanover Insurance Group Announces 8.5 Percent Rate Decrease for Motorcycle Policies

December 7, 2007

- Managed Competition Creates Savings for Motorcyclists -

WORCESTER, Mass., Dec. 7 /PRNewswire/ -- The Hanover Insurance Group, Inc. (NYSE: THG), a leading writer of auto, home and business insurance in Massachusetts, is lowering insurance premiums in Massachusetts for new and renewal motorcycle policies by 8.5 percent.

(Logo: http://www.newscom.com/cgi-bin/prnh/20051031/NEM023LOGO )

The new rates will be effective on April 1, 2008. They are the first to be placed on file by the Division of Insurance under the state's managed competition system.

The rate reduction will make The Hanover's comprehensive product even more competitive for motorcyclists.

"We are thrilled to be able to reduce rates for motorcyclists, just in time for the spring riding season to begin. This is one more example of how good drivers in the state can benefit from managed competition," said Vincent Nieroda, president of The Hanover's Massachusetts personal lines group. "We are committed to competing for business and growing in the Commonwealth, bringing innovation and value to consumers through our independent agent partners."

Motorcycle policies, like all of The Hanover's products, are sold exclusively through the company's network of independent agents, enabling customers to get the advice they need to get the most out of their insurance.

"Our goal is to deliver to our independent agent partners and their customers the products and services that will enable them to benefit from managed competition. As a company that successfully competes in similar insurance environments throughout the country, we will leverage our experience to continually make new advancements," Nieroda said.

The Hanover's motorcycle rate reduction follows the company's announcement that it plans to offer its popular Connections(R) Auto product in the state- pending its being placed on file by the Division of Insurance. Connections Auto offers innovations and competitive prices not currently available to Massachusetts automobile drivers such as diminishing deductibles, accident forgiveness and lease/loan gap coverage. The product is also distinctive for its ability to apply various rating factors to generate a customized and competitive price for each individual policyholder.

*This material is provided for informational purposes only. For detailed coverage information, please refer to The Hanover's policy language.

About The Hanover

The Hanover Insurance Group, Inc. (NYSE: THG), based in Worcester, Mass., is the holding company for a group of insurers that includes The Hanover Insurance Company, also based in Worcester; Citizens Insurance Company of America, headquartered in Howell, Mich., and their affiliates. The Hanover offers a wide range of property and casualty products and services to individuals, families and businesses through an extensive network of independent agents, and has been meeting its obligations to its agent partners and their customers for more than 150 years. Taken as a group, The Hanover ranks among the top 40 property and casualty insurers in the United States. For more information, please visit www.hanover.com.

    CONTACTS:
    Media Relations          Investor Relations
    Amy Lynn BanekSujata Mutalikabanek@hanover.comsmutalik@hanover.com
    (508) 855-4486           (508) 855-3457

SOURCE The Hanover Insurance Group, Inc.

Contact: Media Relations, Amy Lynn Banek, +1-508-855-4486, abanek@hanover.com; or Investor Relations, Sujata Mutalik, +1-508-855-3457, smutalik@hanover.com