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The Hanover Insurance Group's Two New Broadening Endorsements are Just What the Doctor - and Lawyer - Ordered

August 18, 2008

- Medical Offices Endorsement and Lawyers Deluxe Endorsement Help Agents Easily Customize Client Coverage -

WORCESTER, Mass., Aug. 18 /PRNewswire-FirstCall/ -- The Hanover Insurance Group, Inc. (NYSE: THG), a leading super regional property and casualty company, today announced the addition of two new broadening endorsements for its Avenues(TM) Business Owners Policy (BOP): Avenues Property Medical Offices and Avenues Lawyers Deluxe.

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The new endorsements reinforce the company's continued commitment to offering its network of independent agents a broad appetite and total solution for their commercial clients. The company's commercial lines product suite includes world class coverage for standard lines of business, workers' compensation, marine, bond and specialty risks.

"We are totally committed to continue investing in new products and services to provide our agents with the tools they need to win in today's market," said David J. Firstenberg, commercial lines president at The Hanover. "The two new endorsements expand the scope of our business owners policy, providing specific coverage features essential for the medical and legal sectors and are priced affordably for small business owners."

Avenues Property Medical Offices Broadening Endorsement is tailored to fit the needs of both medical offices and clinics. Product highlights include coverage for unique risks such as off premises physician's tools and equipment; medical hazardous waste and radioactive contamination clean up; loss settlement option for business income; and spoilage.

Avenues Lawyers Deluxe Broadening Endorsement combines coverage available in the standard Deluxe endorsement, such as coverage for employee dishonesty including ERISA; contractual penalties; and fine arts, and adds new coverage designed to address exposures of lawyers' offices. These important customized coverages include library coverage; loss settlement options; practice interruption utility services -- direct damage and business income; and fire legal liability.

Accessible through The Hanover's fully automated point-of-sale system, the new endorsements will be available in the majority of the states in which The Hanover writes business (excluding FL).

By packaging coverage as an endorsement, The Hanover is offering innovative products for many eligible small businesses that cost a fraction of the price of stand-alone policies. The endorsements are also unique because they offer increased limits that go above and beyond the industry standards. The company also offers BOP endorsements for employment practices liabilities and miscellaneous professional liabilities.

Agents interested in more information on the endorsements or The Hanover should contact one of The Hanover's local branch office or visit the Agent section of the company's web site at http://www.hanover.com.

About The Hanover

The Hanover Insurance Group, Inc. (NYSE: THG), based in Worcester, Mass., is the holding company for a group of insurers that includes The Hanover Insurance Company, also based in Worcester; Citizens Insurance Company of America, headquartered in Howell, Mich., and their affiliates. The Hanover offers a wide range of property and casualty products and services to individuals, families and businesses through an extensive network of independent agents, and has been meeting its obligations to its agent partners and their customers for more than 150 years. Taken as a group, The Hanover ranks among the top 40 property and casualty insurers in the United States.

    CONTACTS:
    Investor Relations                  Media Relations
    Sujata MutalikAmy Lynn Baneksmutalik@hanover.comabanek@hanover.com
    (508) 855-3457                      (508) 855-4486

SOURCE The Hanover Insurance Group, Inc.

Contact: Investor Relations, Sujata Mutalik, +1-508-855-3457, smutalik@hanover.com; or Media Relations, Amy Lynn Banek, +1-508-855-4486, abanek@hanover.com, both of The Hanover Insurance Group, Inc.