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The Hanover Enhances Education Advantage Product Suite


Expanded coverages offer increased protection for educational institutions

WORCESTER, Mass., July 10, 2017 /PRNewswire/ -- As a leading provider of insurance protection for educational institutions, The Hanover Insurance Group, Inc. (NYSE: THG) today announced it has expanded its Hanover Education Advantage product suite to include enhanced and broadened coverages, providing its agent partners with more opportunities to tailor insurance protection to the needs of their clients.

The Hanover Insurance Group, Inc. Logo.  (PRNewsFoto/The Hanover Insurance Group, Inc.) (PRNewsfoto/The Hanover Insurance Group, In)

The enhanced Hanover Education Advantage includes:

  • School and educators legal liability coverage with expanded deductibles and deductible types, a separate aggregate limit for employment practices liability, enhanced coverages for professional services and broader language related to Title IX civil rights claims. It also includes protection for special liability risks, such as defense coverage outside the limits of liability.
  • Directors and officers liability insurance, now a separate coverage, with a broadened definition of an insured, including protection for estates, heirs, committee members and parent-teacher organizations, among others.
  • Incidental professional liability coverage, broadened for bodily injury claims resulting from incidental professional services rendered. It now includes hired professionals providing professional healthcare services, student health centers, infirmaries and clinics.
  • Key employee replacement expense coverage, providing reimbursement for expenses of replacing key scheduled employees due to sudden and accidental death or permanent disability.

"These enhancements enable our agent partners to select from a broader range of coverage options to address the specialized risks of their clients, consistent with the goals of our Hanover 2021 strategy," said Scott Grieco, president, middle market at The Hanover. "Our focus is to help our partners provide even more value to their customers, setting their businesses further apart in their markets."

In addition, Hanover Education Advantage continues to offer umbrella and global coverage, as well as employment practices liability protection. The company's umbrella protection includes excess limits for abuse and professional coverages. Hanover GlobalReach provides international capabilities specifically designed for educational institutions for study abroad programs and school trips. The company's employment practices liability coverage also includes third parties.

The company also offers numerous risk solutions resources for education customers, including specialized training for educators, Title IX e-learning portals and mandated reporter courses. The company partners with a variety of vendors to offer cost-effective training solutions for education customers including ImPACT, a concussion management tool, and ALICE, an active shooter response training program.

New coverage features are now available for policies with effective dates on or after June 1, 2017.

For more information about Hanover Education Advantage, please visit the company's website.

About The Hanover

The Hanover Insurance Group, Inc. is the holding company for several property and casualty insurance companies, which together constitute one of the largest insurance businesses in the United States. The company provides exceptional insurance solutions in a dynamic world. The Hanover distributes its products through a select group of independent agents and brokers. Together with its agents, The Hanover offers standard and specialized insurance protection for small and mid-sized businesses, as well as for homes, automobiles, and other personal items. Through its international member company, Chaucer, The Hanover also underwrites business at Lloyd's of London in several major insurance and reinsurance classes, including marine, property and energy. For more information, please visit hanover.com.


Emily P. Trevallion

Abby M. Clark





All products are underwritten by The Hanover Insurance Company or one of its insurance company subsidiaries or affiliates ("The Hanover"). Coverage may not be available in all jurisdictions and is subject to the company underwriting guidelines and the issued policy. This material is provided for informational purposes only and does not provide any coverage. For more information about The Hanover visit our website at www.hanover.com.

©2017 The Hanover Insurance Group, Inc. All Rights Reserved.

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SOURCE The Hanover Insurance Group, Inc.

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